Roles & Responsibilities

Job Description:

• Evaluate credit applications, approve them that are within delegated authority and recommend them to higher approval parties for applications exceeding delegated authority
• Ability to understand financial statement, perform financial spreading and interpret financial ratio
• Prepare a credit write up for large ticket customers that exceed retail threshold
• Manage the entire approval process for large ticket customers
• Communicate with Sales on conditioned credit applications, outstanding issues (if any) and to provide guidance on credit application (if required)
• Ensure credit applications are in compliance with internal and external policies
• Perform data sampling check on credit applications
• Joint site visit with sales colleagues (if required)
• Ensure sound credit approvals for both retail and large ticket customers through quality credit assessment.
• Support to review and update business processes and policies relating to Credit and Risk
• Support to monitor portfolio quality through early identification of potential problem accounts
• Ad-hoc duties assigned by Credit & Risk Manager / Head of Credit & Risk

Requirements:

• Minimum 1 year working experience in Credit and Risk function, with preference given to financial institutions and automotive industry
• Good written and verbal communication skills in English
• Meticulous, good analytical skills and problem-solving skills in delivering quality work
• Proficiency in MS Excel, Power Query, Power BI
• Team player with positive learning attitude, able to work independently in fast pace environment, able to multitask and manage time effectively.

Should you be interested in this position, please contact Terence at +65 9645 4048 (https://wa.me/6596454048) your resume directly for fast respond.

We regret to inform that only shortlisted candidates will be notified.

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Tell employers what skills you have

Sales
Sampling
Able To Multitask
Analytical Skills
Approval Process
Compliance
Automotive Industry
Excel
Team Player
Power BI
Able To Work Independently